Unlocking the Future of Lending—One Insight at a Time

The lending landscape isn’t just evolving—it’s entering a phase of accelerated transformation. From rising borrower expectations to growing operational strain, credit unions are facing a fundamental question: How do we move faster, stay compliant, and still deliver a human experience?

From loan origination to disbursement, here’s what’s typically at play:

That’s the core theme we’ll explore in our upcoming roundtable:

“Lending 2030: Beyond AI—Shaping the Future of Lending.”

Featuring insights from credit union leaders and lending innovators, this session isn’t about theory—it’s about action. Here’s what you can expect:

Today's borrowers, especially Gen Z and Gen Alpha, expect lending experiences to be intuitive, mobile-first, and nearly instant. However, many credit unions are still operating with workflows built for a different generation.

You’ll learn:

• How next-generation borrowers make decisions—and why speed, transparency, and ease matter more than ever
• Where most credit unions lose them during the onboarding process
• How to modernize experiences without a complete system overhaul

In context:

65% of borrowers say they would switch lenders for a faster approval process (Source: PwC Digital Banking Consumer Survey, 2023)

Internal delays—whether due to siloed data, legacy systems, or manual reviews—can strangle operational efficiency. In this session, we’ll break down real-life examples of how credit unions are streamlining without tearing everything down.

You’ll discover:

• How one institution significantly reduced approval times through targeted workflow redesign
• The systems and checkpoints that are slowing down most loan decisions today
• What “smarter lending” really means from a day-to-day operations standpoint

In context:

According to the 4Q24 Trendwatch, loan growth slowed to just 2.8%, the weakest pace since 2020. Disconnected workflows and intake inefficiencies are key contributors to this stagnation.

Lending leaders often feel stuck between the need to move faster and the imperative to stay compliant. But the best institutions are finding ways to do both—by leveraging AI and intelligent decisioning frameworks.

What you’ll learn:

• Where automation works best—and where it doesn’t
• How to surface risk signals earlier in the borrower journey
• Why faster doesn’t mean less safe, if done right

In context:

70% of financial institutions report a critical need for AI-driven tools to streamline underwriting and compliance workflows

(Source: Cornerstone Advisors, What’s Going On in Banking 2024)

One of the most overlooked aspects of lending transformation is internal collaboration. Even the best tools fall flat when lending, product, and compliance teams don’t share a common feedback loop.

We’ll explore:

• How to establish micro-feedback cycles across departments
• What shared visibility between frontline teams and product leaders looks like in practice
• How better internal alignment leads to faster issue resolution and better borrower outcomes

In context:

With credit union counts declining but member bases growing, institutions must do more with less—and that starts with better internal agility.

You’ll walk away with more than just insights. Our roundtable will equip you with:

• A checklist to evaluate the health of your current lending process
• A framework to prioritize changes that have the biggest operational and borrower impact
• Access to our ROI calculator so you can model potential savings before making changes

All attendees will also receive an exclusive post-event resource: The Lending 2030 Toolkit.

The data is clear.

• Credit card delinquencies reached 2.15%, up from 1.40% year over year
• Auto loan delinquencies rose to 0.83%, the highest in nearly a decade
• Consumer lending reached its lowest level since 2017 (Source: Callahan 4Q24 Trendwatch)

These signals aren't just economic—they’re operational. If lending teams don’t adapt, they risk not only falling behind—but losing members altogether.

This roundtable is designed to help you rethink the way lending works—from the inside out.

Event Details:

Lending 2030: Beyond AI—Shaping the Future of Lending

Date: April 24, 2025

Time: 11:00 AM EST

Register here: Click here